Payment Options

We accept cash, major credit cards, and checks. Payments are made on the day of service. Services that require several appointments to complete, can be paid incrementally, but must be paid in full on the day of completion of the service.

We reward Non-Insurance patients (i.e., cash patients even though credit cards or checks can be used, but these are patients who do not need use a third party for treatment) with 10% off our fees. You reduce so much of our headaches, we LOVE you!

We accept the following major insurance companies:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • Dental Select
  • Deserest Mutual (DMBA)
  • Educators Mutual (EMI)
  • Metlife
  • Select Health
  • United Concordia
  • United Health

List of Networks we are providers of:

  • DenteMax
  • Guardian Dental Guard
  • Dental Health Alliance (DHA)
  • Connection (G.E.H.A.)

And of course all Indemnity plans such as but not limited to:

  • Adventist Risk Management
  • 8th District Electrical Fund
  • Iron Workers

Prosper HealthCare

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

If you don’t see your dental plan on the list, you might have one of the best ones that we love! (Indemnity dental plans do not sound familiar, and they’re the ones that would give you more coverage. If you know someone who has been coming to us with the same dental plan, please forgive us if we can’t remember the name, let us know about your friend, and let us make your appointment!)

In order to verify with your dental plan re: which dentist to go to, please call your dental plan customer service and ask:

Q: Will this plan cover my dental expenses if I go to any dentist I choose?

If yes, then please call us and tell us so!

Q. Is there a specific network of dentist I should go to that might reduce my copay per treatment?

If yes, then ask if our office (the dentist name) is in the network. If yes, great, please call us!

If yes, but we’re not in the network, then you have to consider the pros of coming to our office and see if we’re worth it!


CareCredit works like a credit card, but is exclusive for healthcare services. With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay overtime and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 12 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees


Our office work to help patients make payment plans on major procedures. It only takes one phone call for approval. There are no other types of payment plans available.

We work with:

  • Chase Health Advance
  • CareCredit
  • Capital One
  • America First Credit Union

Tips on Insurance

It is to your benefit to know more about your own dental plan than to expect a dentist office to master it. We have to deal with many and you only have to deal with your own that your employer or you have purchased for yourself. Ultimately, you are responsible for your own fees, whether or not the insurance will cover their portion for the treatment you have consented to have done. It is not in the insurance’s interest that you receive the best dental care. It is to the insurance’s benefit that you do not have any treatment done at all. To think that you should have insurance dictate what type of work you can have is faulty thinking that will not lead to the best oral health. Think of insurance benefit as helping with your BASIC dental needs. Many people need more than just a few fillings and two exams and cleanings per year. Consider changing your insurance benefit by negotiating with your employer or the one who purchased the insurance plan, if your dental need is not met by the insurance.